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Happy! AND NO MORE BoA!
Nov. 20th, 2006 10:14 pmFark. I hate posting emo-ness when I know I'll feel better by morning. Bad habit.
Lauren, your Iceland-Google Earth comment made me smile. :D DAMN, it's soooo pretty. I think I'll cap it. IT'S WHERE THE IRON GIANT EXPLODED! ...I adore that movie. So much.
Drove to Grass Valley with Dad and closed my BoA account. Here's how the story goes: I got $700 for graduation, decided to open an account. WaMu wouldn't accept my money, so Dad and I went to BoA. Got a portfolio of papers, later my debit cards - everything seemed fine. That was back in July.
Last month, Dad decided to have me open an ING Direct account, because it accumulates interest. We transferred $600 of the $700 into ING Direct, leaving $100 with BoA.
Bank of America charged me $19 just for that transfer. Okay, weird, but they claimed it to be a 'one-time charge'. Not so. I was sent another statement telling me that the charge went up to $33 for 'insufficient funds'. This confused both Dad and me profoundly. Insufficient funds? - what the hell are those supposed to be? I never used the cards to buy anything. No transactions. No calls to BoA. Nothing.
After the initial $19 and some-odd cents charge, I was left with $81.17 in my BoA account, out of the original $100 we left in it. Dad and I went there today to close that account and to get my $81.17 out of it. Thing is, their records showed that my initial depost (when I opened the account) was $81.17, not $700. WOW. We have the papers to prove that $700 first deposit, so Dad is going to write BoA and complain. Hurray. Dad discussed our problem with a woman who also came in to close her account: "They're a nightmare," she told him, referring to BoA. After getting back in line and waiting for a while, we talked to a friendly teller about it, and she said 'That's weird' - Dad had the teller write a check for my money, I signed it, and we got $48.17. Dad then drove to WaMu, took some money out, and gave me the rest of what BoA owed me (I gave him $7 to make it an even $81.17 in my pocket).
My first experience having money in a bank, and they ripped $50 off of me. We're going to try again with WaMu eventually; my ING Direct account needs to have a base account.
SO, once we were out of Bank of ASSHOLES, Dad dropped me off at Ben Franklin Crafts and I spent $52 on new art supplies. HELL YES. New pad of bristol paper (vellum finish), new pad of marker paper, a pad of watercolor paper, three Prismacolor markers (all shades of blue), and the 6-pack set of Microns. Being an artist is expensive, yes'm - but the cost was worth it. I needed the marker and bristol paper, because they're my two favorite papers to illustrate on, and I've taken up a stronger interest in painting with watercolors, so that's why I bought the watercolor paper. Prismacolor markers are love, and though I already have seven Micron pens, most of them are dying; thus the new set of all six Micron sizes. Yay for explanations!
Dad got us out of the Ben Franklin parking lot to a spot where I could safely begin the drive back home. At the intersection to the right of the overpass that goes into that HUGE turn-around, I had a bit of a would-be accident. I was making a wide left onto the overpass when another car was suddenly RIGHT next to me. I though, Oh crap, I'm making a mistake, and Dad saw that in my face and grabbed the wheel, pulling us to the right. I thought it was my fault, but Dad said no, The other guy was three feet into my lane. Driving is fucking crazy! But when we got home, Dad told me I did a good job again.
I had some lunch and walked Lupin to the post boxes and back. She growled and snapped at the long-haired dachshund that lives at the mouth of Retrac, which she hadn't done before; I had to grab her collar to quiet her down. Thank God for that fence! Back on Tom Ray, she (and I) saw some white animal, possibly a cat, cross the road a ways ahead of us, and she began pulling hard towards it. I got her to slow down after a few attempts. She's not the best dog to walk with, but she loves the walks, and it keeps both of us from getting bored.
Driving and walking in one day means a feel-good day. I watched last week's House with Mom (she hadn't watched it as it aired), and am now here, nearly done with this post. It's a long post, because I'm happy again. And I have new art supplies. I FEEL ARTSY!
Lauren, your Iceland-Google Earth comment made me smile. :D DAMN, it's soooo pretty. I think I'll cap it. IT'S WHERE THE IRON GIANT EXPLODED! ...I adore that movie. So much.
Drove to Grass Valley with Dad and closed my BoA account. Here's how the story goes: I got $700 for graduation, decided to open an account. WaMu wouldn't accept my money, so Dad and I went to BoA. Got a portfolio of papers, later my debit cards - everything seemed fine. That was back in July.
Last month, Dad decided to have me open an ING Direct account, because it accumulates interest. We transferred $600 of the $700 into ING Direct, leaving $100 with BoA.
Bank of America charged me $19 just for that transfer. Okay, weird, but they claimed it to be a 'one-time charge'. Not so. I was sent another statement telling me that the charge went up to $33 for 'insufficient funds'. This confused both Dad and me profoundly. Insufficient funds? - what the hell are those supposed to be? I never used the cards to buy anything. No transactions. No calls to BoA. Nothing.
After the initial $19 and some-odd cents charge, I was left with $81.17 in my BoA account, out of the original $100 we left in it. Dad and I went there today to close that account and to get my $81.17 out of it. Thing is, their records showed that my initial depost (when I opened the account) was $81.17, not $700. WOW. We have the papers to prove that $700 first deposit, so Dad is going to write BoA and complain. Hurray. Dad discussed our problem with a woman who also came in to close her account: "They're a nightmare," she told him, referring to BoA. After getting back in line and waiting for a while, we talked to a friendly teller about it, and she said 'That's weird' - Dad had the teller write a check for my money, I signed it, and we got $48.17. Dad then drove to WaMu, took some money out, and gave me the rest of what BoA owed me (I gave him $7 to make it an even $81.17 in my pocket).
My first experience having money in a bank, and they ripped $50 off of me. We're going to try again with WaMu eventually; my ING Direct account needs to have a base account.
SO, once we were out of Bank of ASSHOLES, Dad dropped me off at Ben Franklin Crafts and I spent $52 on new art supplies. HELL YES. New pad of bristol paper (vellum finish), new pad of marker paper, a pad of watercolor paper, three Prismacolor markers (all shades of blue), and the 6-pack set of Microns. Being an artist is expensive, yes'm - but the cost was worth it. I needed the marker and bristol paper, because they're my two favorite papers to illustrate on, and I've taken up a stronger interest in painting with watercolors, so that's why I bought the watercolor paper. Prismacolor markers are love, and though I already have seven Micron pens, most of them are dying; thus the new set of all six Micron sizes. Yay for explanations!
Dad got us out of the Ben Franklin parking lot to a spot where I could safely begin the drive back home. At the intersection to the right of the overpass that goes into that HUGE turn-around, I had a bit of a would-be accident. I was making a wide left onto the overpass when another car was suddenly RIGHT next to me. I though, Oh crap, I'm making a mistake, and Dad saw that in my face and grabbed the wheel, pulling us to the right. I thought it was my fault, but Dad said no, The other guy was three feet into my lane. Driving is fucking crazy! But when we got home, Dad told me I did a good job again.
I had some lunch and walked Lupin to the post boxes and back. She growled and snapped at the long-haired dachshund that lives at the mouth of Retrac, which she hadn't done before; I had to grab her collar to quiet her down. Thank God for that fence! Back on Tom Ray, she (and I) saw some white animal, possibly a cat, cross the road a ways ahead of us, and she began pulling hard towards it. I got her to slow down after a few attempts. She's not the best dog to walk with, but she loves the walks, and it keeps both of us from getting bored.
Driving and walking in one day means a feel-good day. I watched last week's House with Mom (she hadn't watched it as it aired), and am now here, nearly done with this post. It's a long post, because I'm happy again. And I have new art supplies. I FEEL ARTSY!
